NFTfi · interactive mechanism simulation

Borrower escrows an NFT → lender funds a fixed-term, human-priced loan → at term end the loan is either repaid (lender + protocol fee paid, NFT returned) or defaults (lender forecloses, no oracle involved). Edit the parameters and watch the loan book respond.
Borrower escrows NFT collateral Loan escrow contract Loan escrow contract 0 active loans P2P offer matching Lender funds fixed-term offer Term ends no price oracle — term-only default default rate: 8% Protocol fee treasury 0.00 wETH (5% of interest)
Loans originated
0
Active loans
0
Loans repaid
0
NFTs foreclosed
0
Protocol fees earned
0.00 wETH
Parameters — edit me
8%
15%
5%
30d
0.8/s
Controls

Illustrative simulation. Defaults mirror the researched NFTfi mechanism (bespoke fixed-term P2P loans, no price oracle or liquidation, ~5% protocol fee on lender interest), but loan sizes and timing are randomized for visualization — not live onchain data. The "Trigger Blend undercut" button illustrates the 2023 sector shift where a zero-fee, marketplace-integrated competitor took ~90% of NFT-lending volume within months. Part of The Onchain Experiment Atlas.